News

Looking to the future?

Without doubt 2008 was one of the most challenging years in recent history in terms of stock market performance, volatility and uncertainty. In these times it’s only natural to be concerned about how this affects the value of your investments.

Act now to make sure you have access to your pensions

Next year the minimum age that you can take benefits from a private or occupational pension is due to increase to age 55 from 6 April 2010.In other words if you’re aged 50 on 5 April 2010, you’ll be able to take your pension benefits, but if you don’t manage to take them by midnight that night you won’t be able to access your pension for up to 5 years.

Increased Maximum ISA Contribution Limits

Enjoy the benefits of tax free investing. Whether you have a lump sum that you’d like to see grow, or you want to invest each month to build up a larger amount for the future an Individual savings account (ISA) could be the ideal choice. Income and gains arising on investments within an ISA are exempt from income tax and capital gains tax.

Mortgages make sure you get the best deal

Whether you are looking for a new mortgage or are planning to re-mortgage or review your existing loan, Wyn Thomas, Director of Rock Financial Consultants (Mortgages) Limited can help you. Wyn has many years of experience within the Financial Services Industry and specialises in mortgages. Wyn will ensure that you receive the best possible advice, consistent with your needs.